OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
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Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Tier 2/3 buyers who prefer an HFC specialist with strong pan-India branch coverage.
For a ₹30 L loan over 20 yrs at 8.50% — your best-case scenario.
You repay ₹62,63,327 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Subsidiary of Life Insurance Corporation. Second-largest HFC by loan book, home loans from 8.50% across 24 states.
Visit LIC Housing Finance websiteSee how LIC Housing Financecompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
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