LIC Housing Finance
HFC · Since 1989
LIC Housing Finance Home Loan — second-largest HFC by loan book, with step-up EMI and pan-India coverage.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
Tier 2/3 buyers who prefer an HFC specialist with strong pan-India branch coverage.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
PNB Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Bajaj Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional