Franklin Templeton Mutual Fund
Franklin U.S. Opportunities Equity Active Fund of Funds - Direct
8.0Q1★
- NAV
- ₹103.42
- Expense
- 0.6%
- AUM
- ₹4.5 K Cr
- 1Y
- +36.3%
- 3Y
- +26.8%
- 5Y
- +11.1%
#1 of 7
Min SIP: ₹100Ideal: 5+ years
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.77% | +1.16% | -0.45% | -0.33% | +4.38% | +10.37% | +10.39% | +10.57% |
Breakdown
💡 Ratings are not guarantees. Past performance does not predict future results.
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+1.67%
₹1.21 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+4.38%
Rank #5 of 7
Category average (1Y)
+8.12%
Quartile Q3
Beats 29% of other equity funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Expense ratio: 0.95%
That is ₹950 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Fund manager allocates across market caps — flexibility depends on manager skill.
This is an Equity Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
Below category average
Returns of 4.4% trail the category average of 8.1% by 3.7%.
Poor risk-adjusted returns
Sharpe ratio of -0.46 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.95 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 4.4% · Risk (std dev) 4.6%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.46 confirms poor risk-adjusted returns.
If the broader market falls 20%, this fund is expected to fall about 6.4%.
Based on 1Y max drawdown of -4.8% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.32× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹6.18 L. Index fund would still beat it by ₹10.63 L thanks to its lower expense ratio.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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