HDFC Long Term Advantage Plan Option
HDFC Mutual Fund
6.8Q1★
- NAV
- ₹625.39
- Expense
- —
- AUM
- —
- 1Y
- +36.1%
- 3Y
- +20.7%
- 5Y
DSP Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.09% | +4.68% | -2.16% | -3.21% | +1.19% | +19.77% | +17.23% | +16.55% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-2.27%
₹1.19 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+1.19%
Rank #8 of 13
Category average (1Y)
+4.76%
Quartile Q3
Beats 38% of elss (tax saver) funds on 1Y return.
Below category average
Returns of 1.2% trail the category average of 4.8% by 3.6%.
Poor risk-adjusted returns
Sharpe ratio of -0.39 means you’re not being adequately compensated for the risk taken.
NAV history
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
HDFC Mutual Fund
💡 Ratings are not guarantees. Past performance does not predict future results.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Expense ratio: 0.69%
That is ₹690 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Equity fund with 3-year lock-in. Section 80C deduction up to ₹1.5 lakh.
This is an ELSS Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
💰 Section 80C benefit
Save up to ₹46,800 in taxes (₹1.5L × 31.2% slab) under Section 80C.
Section 80C deduction up to ₹1.5L/year. After the 3-year lock-in, gains above ₹1.25L are taxed at 12.5%.
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