Edelweiss Mutual Fund
Edelweiss ELSS Tax Saver Fund-Growth Option
6.7Q1★4
- NAV
- ₹130.6
- Expense
- 0.67%
- AUM
- ₹439 Cr
- 1Y
- +7.7%
- 3Y
- +18.1%
- 5Y
- +15.9%
#2 of 12
Min SIP: ₹500Ideal: 5+ years (3-year lock-in mandatory)Very High Risk
quant Mutual Fund
quant ELSS Tax Saver Fund - Growth Option - Direct Plan
3Y returns
19.4%
past performance*
5Y returns
19.6%
past performance*
—Expense ratio
₹12.1K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹435.34
1D—
Expense—
AUM₹12.1K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.23% | +8.87% | +9.55% | +0.46% | +9.93% | +19.35% | +19.63% | +21.17% |
🎯 OnePaisa Verdict
6.8/ 10
AverageBreakdown
- Returns10/10
- Consistency6/10
- Risk3/10
- Cost5/10
- Size9/10
- Top quartile performer — ranked #1 of 12 in category
- Large, well-established fund (₹12K Cr AUM)
- Beats category average by 7.8% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+10.84%
₹1.27 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (ELSS (Tax Saver))
This fund (1Y)
+9.93%
Rank #1 of 12
Category average (1Y)
+2.15%
Quartile Q1 ★ Top 25%
Beats 92% of elss (tax saver) funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)16.18%Moderate
- Max Drawdown (1Y)-12.58%Moderate
- Sharpe Ratio (1Y)0.21Poor
- Sortino Ratio (1Y)0.21Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+9.53%
2025
-0.12%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years (3-year lock-in mandatory)
- Minimum: 3 years (lock-in)
- Risk profile
- Moderately High
- SIP recommended
- ✅ Yes
- Monthly (₹12,500/month = ₹1.5L annual 80C limit)
Equity fund with 3-year lock-in. Section 80C deduction up to ₹1.5 lakh.
Suitable goals
- Tax saving under Section 80C
- Long-term wealth creation with tax benefit
Suitable for
- Salaried individuals in 20-30% tax bracket
- Those who need Section 80C investment
- First-time equity investors (lock-in prevents panic selling)
Not suitable for
- Those who have exhausted 80C via EPF/PPF
- Those needing liquidity within 3 years
🧾 Taxation
This is an ELSS Fund.
- Short-term (N/A — mandatory 3-year lock-in)
- N/A (3-year lock-in prevents short-term redemption)
- Long-term (After 3-year lock-in)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
💰 Section 80C benefit
Save up to ₹46,800 in taxes (₹1.5L × 31.2% slab) under Section 80C.
Section 80C deduction up to ₹1.5L/year. After the 3-year lock-in, gains above ₹1.25L are taxed at 12.5%.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of 0.21 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — quant ELSS Tax Saver Fund Option
Estimated corpus
₹5.12 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.12 L (+71%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (17.6%)₹4.83 L
- This fund (19.63%)₹5.12 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 9.9% · Risk (std dev) 16.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.21 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 16.8%.
Based on 1Y max drawdown of -12.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.84× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - ELSS
- Lock-in
- 3 years
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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