Canara Robeco Mutual Fund
CANARA ROBECO LIQUID FUND OPTION
6.8Q1★5
- NAV
- ₹3,424.21
- Expense
- 0.09%
- AUM
- ₹7.5 K Cr
- 1Y
- +6.4%
- 3Y
- +7.0%
- 5Y
- +6.1%
#2 of 9
Min SIP: ₹1,000Ideal: 1 week to 3 monthsLow to Moderate Risk
DSP Mutual Fund
DSP Liquidity Fund - Direct Plan - Growth
3Y returns
7%
past performance*
5Y returns
6.1%
past performance*
0.13%Expense ratio
₹21.1K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹4,087.41
1D—
Expense0.13%
AUM₹21.1K Cr
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.09% | +0.74% | +1.75% | +3.20% | +6.39% | +7.03% | +6.11% | +6.16% |
🎯 OnePaisa Verdict
7.1/ 10
GoodBreakdown
- Returns10/10
- Consistency6/10
- Risk1/10
- Cost10/10
- Size9/10
- Top quartile performer — ranked #1 of 9 in category
- Very low expense ratio (0.13%) — more of your money compounds for you
- Large, well-established fund (₹21K Cr AUM)
- 4★ Morningstar rating
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+6.91%
₹1.25 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Liquid)
This fund (1Y)
+6.39%
Rank #1 of 9
Category average (1Y)
+6.30%
Quartile Q1 ★ Top 25%
Beats 89% of liquid funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)0.17%Low
- Max Drawdown (1Y)-0.01%Low
- Sharpe Ratio (1Y)-0.64Poor
- Sortino Ratio (1Y)-1.03Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+4.13%
2025
+2.11%
2026
💰 What This Fund Costs You
Expense ratio: 0.13%
That is ₹130 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
🎯 Is This Fund Right For You?
- Ideal horizon
- 1 week to 3 months
- Minimum: 1 day
- Risk profile
- Low
- SIP recommended
- ➖ Lump sum preferred
- Lump sum as needed
Securities maturing within 91 days. Near-zero credit risk. Best alternative to a savings account.
Suitable goals
- Emergency fund parking
- Short-term surplus
- Better-than-savings-account returns
Suitable for
- Everyone — emergency fund
- Those with idle cash for 1 week to 3 months
- Corporate treasury
Not suitable for
- Long-term wealth creation (returns barely beat inflation)
🧾 Taxation
This is an Debt Fund.
- Short-term (Less than 2 years (listed) / 3 years (unlisted))
- As per income tax slab
- Long-term (2 years or more (listed))
- 12.5%
- LTCG exemption
- No exemption
- TDS
- No TDS for resident Indians on redemption
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹25,000
- Tax owed: ₹3,125
- You keep: ₹1,21,875
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.64 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — DSP Liquidity
Estimated corpus
₹3.52 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹51,619 (+17%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (7.0%)₹3.60 L
- This fund (6.11%)₹3.52 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.4% · Risk (std dev) 0.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.64 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 0.0%.
Based on 1Y max drawdown of -0.0% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.00× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.13%)₹98.17 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹16.41 L. Index fund would still beat it by ₹39,915 thanks to its lower expense ratio.
Fund information
- Scheme category
- Debt Scheme - Liquid Fund
- Benchmark
- CRISIL Liquid Debt TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Days : 0.01 %<br/>1 - 2 Days : 0.01 %<br/>2 - 3 Days : 0.01 %<br/>3 - 4 Days : 0.01 %<br/>4 - 5 Days : 0.01 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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