Nippon India Mutual Fund
Nippon India Conservative Hybrid Fund Growth Plan Option6.9Q1★4
- NAV
- ₹67.69
- Expense
- 1.08%
- AUM
- ₹94782.6 L Cr
- 1Y
- +7.7%
- 3Y
- +9.0%
- 5Y
- +8.9%
#1 of 5
Min SIP: ₹100Ideal: 3+ years
HDFC Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.63% | +0.96% | +0.00% | -0.38% | +1.52% | +9.28% | +9.47% | +9.14% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+0.77%
₹1.21 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+1.52%
Rank #5 of 5
Category average (1Y)
+3.65%
Quartile Q4
Beats 0% of conservative hybrid funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Below category average
Returns of 1.5% trail the category average of 3.6% by 2.1%.
Bottom quartile performer
Ranked #5 of 5 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -1.38 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.85 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 1.5% · Risk (std dev) 3.6%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -1.38 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Nippon India Mutual Fund
Nippon India Conservative Hybrid Fund Growth Plan OptionDSP Mutual Fund
DSP Regular Savings💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 1.20%
That is ₹1,200 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
75-90% debt, 10-25% equity. Mostly stable returns with a small equity kicker.
This is an Hybrid Fund (debt-taxed).
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Conservative Hybrid and Equity Savings funds with under 65% equity — taxed like debt funds.
If the broader market falls 20%, this fund is expected to fall about 4.9%.
Based on 1Y max drawdown of -3.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.24× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹3.31 L. Index fund would still beat it by ₹13.50 L thanks to its lower expense ratio.
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