HDFC Mutual Fund
HDFC Value Fund Option6.1Q1★3
- NAV
- ₹829.04
- Expense
- 1%
- AUM
- ₹741303.3 L Cr
- 1Y
- +6.4%
- 3Y
- +20.1%
- 5Y
- +18.0%
#1 of 4
Min SIP: ₹100Ideal: 7+ years
Quantum Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -2.31% | +3.26% | -5.10% | -7.86% | -3.42% | +15.41% | +13.26% | +11.86% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-9.64%
₹1.14 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
-3.42%
Rank #4 of 4
Category average (1Y)
+2.34%
Quartile Q4
Beats 0% of value funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Significantly underperforming category
Returned -3.4% vs category average of 2.3% (1Y) — underperforming by 5.8%.
Bottom quartile performer
Ranked #4 of 4 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.80 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
Estimated corpus
₹4.27 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return -3.4% · Risk (std dev) 12.4%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.80 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
HDFC Mutual Fund
HDFC Value Fund OptionTata Mutual Fund
Tata Value Fund -Direct Plan Growth Option💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 1.10%
That is ₹1,100 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Buys undervalued stocks — can underperform for extended periods before value is realised.
This is an Equity Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
This fund has returned -3.4% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
2★ Morningstar rating
Low external rating. Morningstar rates risk-adjusted past performance — not a guarantee but worth noting.
If the broader market falls 20%, this fund is expected to fall about 21.1%.
Based on 1Y max drawdown of -15.8% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.06× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹4.44 L. Index fund would still beat it by ₹12.37 L thanks to its lower expense ratio.
Nippon India Mutual Fund
Nippon India Value Fund Growth Plan