Tata Mutual Fund
Tata Value Fund -Direct Plan Growth Option
5.5Q25
- NAV
- ₹378.2
- Expense
- 0.81%
- AUM
- ₹8.8 K Cr
- 1Y
- +3.3%
- 3Y
- +18.8%
- 5Y
- +17.6%
#2 of 4
Min SIP: ₹100Ideal: 7+ yearsVery High Risk
HDFC Mutual Fund
HDFC Value Fund - Growth Option - Direct Plan
3Y returns
20.1%
past performance*
5Y returns
18%
past performance*
1%Expense ratio
₹7.4K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹842.75
1D—
Expense1%
AUM₹7.4K Cr
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.20% | +6.06% | +0.59% | -2.02% | +6.41% | +20.12% | +18.02% | +15.13% |
🎯 OnePaisa Verdict
5.9/ 10
AverageBreakdown
- Returns9/10
- Consistency6/10
- Risk1/10
- Cost5/10
- Size8/10
- Top quartile performer — ranked #1 of 4 in category
- Beats category average by 4.1% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+2.56%
₹1.22 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Value)
This fund (1Y)
+6.41%
Rank #1 of 4
Category average (1Y)
+2.34%
Quartile Q1 ★ Top 25%
Beats 75% of value funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)13.56%Moderate
- Max Drawdown (1Y)-13.80%Moderate
- Sharpe Ratio (1Y)-0.01Poor
- Sortino Ratio (1Y)-0.01Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+10.20%
2025
-3.46%
2026
💰 What This Fund Costs You
Expense ratio: 1.00%
That is ₹1,000 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 7+ years
- Minimum: 5 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Buys undervalued stocks — can underperform for extended periods before value is realised.
Suitable goals
- Patient long-term wealth creation
- Contrarian investing
Suitable for
- Patient investors
- Those who can tolerate 3-5 years of underperformance
Not suitable for
- Impatient investors
- Those who chase recent performance
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.01 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — HDFC Value Fund Option
Estimated corpus
₹4.89 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.89 L (+63%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (19.1%)₹5.05 L
- This fund (18.02%)₹4.89 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.4% · Risk (std dev) 13.6%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.01 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 18.4%.
Based on 1Y max drawdown of -13.8% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.92× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (1.00%)₹87.36 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹5.60 L. Index fund would still beat it by ₹11.21 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Value Fund
- Benchmark
- BSE 500 India TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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Nippon India Mutual Fund
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- NAV
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- Expense
- 1.05%
- AUM
- ₹9.0 K Cr
- 1Y
- +3.1%
- 3Y
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- 5Y
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Min SIP: ₹100Ideal: 7+ yearsVery High Risk
Quantum Mutual Fund
Quantum Value Fund Growth Option
3.8Q42
- NAV
- ₹119.75
- Expense
- 1.1%
- AUM
- ₹1.2 K Cr
- 1Y
- -3.4%
- 3Y
- +15.4%
- 5Y
- +13.3%
#4 of 4
Min SIP: ₹100Ideal: 7+ yearsVery High Risk