Punjab National Bank
Punjab National Bank Home Loan
Rate from7.50%
Max amount₹10 Cr
EMI/L · 20y₹806
Disbursal—
CIBIL: 700+ · Salaried
OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
First-time homebuyers looking for the lowest long-tenure rates
For a ₹30 L loan over 20 yrs at 7.50% — your best-case scenario.
You repay ₹58,00,271 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
PSU bank with Syndicate Bank merged in. Popular for education loans and low-rate home loans in south India.
Visit Canara Bank websiteSee how Canara Bankcompares on rate, fees & eligibility.
Punjab National Bank
CIBIL: 700+ · Salaried
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