OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
Salaried professionals needing quick funds without collateral
For a ₹5 L loan over 3 yrs at 10.90% — your best-case scenario.
You repay ₹5,88,445 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
PSU bank with Syndicate Bank merged in. Popular for education loans and low-rate home loans in south India.
Visit Canara Bank websiteSee how Canara Bankcompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed · Professional
IDFC FIRST Bank
Min salary: ₹20K · CIBIL: 700+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹15K · CIBIL: 750+ · Salaried · Self-employed · Professional
ICICI Bank
Min salary: ₹30K · CIBIL: 750+ · Salaried · Self-employed · Professional
Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
📖 Guides about personal loans
🔧 Useful tools