ICICI Bank
ICICI Bank Gold Loan
Rate from8.55%
Max amount₹2 Cr
EMI/L · 1y₹8,724
DisbursalSame day
- Starts as low as ₹10,000
- High per-gram rate
CIBIL: 650+ · Salaried · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
Borrowers needing fast cash against jewellery, with short repayment plans
For a ₹3 L loan over 1 yr at 11.88% — your best-case scenario.
You repay ₹3,19,654 for ₹3,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
See how IIFL Financecompares on rate, fees & eligibility.
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CIBIL: 650+ · Salaried · Self-employed · Professional
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CIBIL: 700+ · Salaried
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📖 Guides about gold loans
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