State Bank of India
SBI Business Loan
Rate from8.00%
Max amount₹50 L
EMI/L · 4y₹2,441
Disbursal7-15 business days
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
Established small businesses needing working capital or expansion funds
For a ₹10 L loan over 4 yrs at 14.00% — your best-case scenario.
You repay ₹13,11,671 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Private bank known for the 811 digital ecosystem. Home loans from 7.70% (online no-fee), personal from 10.99%, car loans 7.35–14.00%.
Visit Kotak Mahindra Bank websiteSee how Kotak Mahindra Bankcompares on rate, fees & eligibility.
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Protect the business
Key-person term life insurance keeps the business and the loan EMIs running if the founder is unavailable.
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