State Bank of India
State Bank of India Loan Against Property
Rate from8.50%
Max amount₹10 Cr
EMI/L · 15y₹985
Disbursal—
CIBIL: 700+ · Salaried
OTP-verified soft check · won’t affect your credit score · DPDP-consented
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✨ interest + processing fee
✓ Best for
Property owners seeking large, long-tenure secured funding
For a ₹20 L loan over 20 yrs at 9.35% — your best-case scenario.
You repay ₹44,27,318 for ₹20,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Private bank known for the 811 digital ecosystem. Home loans from 7.70% (online no-fee), personal from 10.99%, car loans 7.35–14.00%.
Visit Kotak Mahindra Bank websiteSee how Kotak Mahindra Bankcompares on rate, fees & eligibility.
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