OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
First-time homebuyers looking for the lowest long-tenure rates
For a ₹30 L loan over 20 yrs at 7.50% — your best-case scenario.
You repay ₹58,00,271 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Second-largest public-sector bank. Strong agricultural and MSME lending, competitive home loan rates from 8.45%.
Visit Punjab National Bank websiteSee how Punjab National Bankcompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Canara Bank
CIBIL: 700+ · Salaried
Bajaj Housing Finance
CIBIL: 700+ · Salaried
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
Protect your home
A home loan is the biggest financial commitment most Indians make — compare home insurance plans to safeguard against fire, theft and natural disasters.
📖 Guides about home loans
🔧 Useful tools