State Bank of India
SBI Personal Loan
- Pre-approved for existing SBI customers
- No collateral required
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed · Professional

OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Total cost of this loan
✨ interest + processing fee
✓ Best for
Salaried professionals needing quick funds without collateral
For a ₹5 L loan over 3 yrs at 14.00% — your best-case scenario.
You repay ₹6,15,197 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Mid-sized private bank. Partnerships with fintechs for digital-first lending and co-branded products.
Visit RBL Bank websiteSee how RBL Bankcompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed · Professional
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Min salary: ₹20K · CIBIL: 700+ · Salaried · Self-employed · Professional
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Min salary: ₹15K · CIBIL: 750+ · Salaried · Self-employed · Professional
ICICI Bank
Min salary: ₹30K · CIBIL: 750+ · Salaried · Self-employed · Professional
Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
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