State Bank of India
BANK · Since 1955
SBI Personal Loan offers competitive rates for existing and new customers. Pre-approved loans available through YONO app with instant disbursal.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1.5%)
Total cost of this loan
✨ interest + processing fee
SBI salary-account holders who want the cheapest public-sector personal loan with full digital disbursal.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
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