What is the annual fee for Fibe Axis Bank Credit Card?

The card is lifetime free with no annual fee or joining fee. You can hold and use the card without any yearly charges regardless of usage.

How to apply for Fibe Axis Bank Credit Card?

You can apply online through Axis Bank's website or the Fibe app. The process typically requires basic KYC details, income proof, and employment information. Approval timelines vary based on your credit profile.

What rewards does Fibe Axis Bank Credit Card offer?

The card provides 1% cashback on all purchases, making it a consistent rewards option for everyday spending. Additionally, you get 4 complimentary airport lounge visits per year.

What are the eligibility criteria for Fibe Axis Bank Credit Card?

Specific eligibility criteria are not detailed in the card specifications. Generally, credit card approval depends on age, income, credit score, and employment stability. Contact Axis Bank directly or check their website for current requirements.

Does Fibe Axis Bank Credit Card offer airport lounge access?

Yes, the card provides 4 complimentary domestic airport lounge visits per year. This benefit is useful for frequent domestic travelers seeking lounge amenities without premium tier fees.

Is Fibe Axis Bank Credit Card worth it?

The card suits everyday spenders who value no annual fees and consistent 1% cashback rewards. The 4 annual lounge visits add modest travel value, though the 3.5% forex markup makes international spending less attractive.

Credit Cards

Mass-MarketEntryRuPay✦ Fibe

Fibe Axis Bank Credit Card

Cashback without the annual fee burden

Annual feeLifetime Free

Rewards1%Cashback

Forex markup3.5%3.5% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

International

Not included

Fees & charges

Joining fee: Nil
Annual / renewal fee: Lifetime free
Add-on card fee: Free
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.5% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹400/cycle

Late payment

Nil if total payment Due is up to ₹500 ₹500 if total payment due is between ₹501 - ₹5000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is ₹10,001 and above An additional charge of ₹ 100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.

View official MITC →

Eligibility

Age: 18–70 years

Employment types

Resident IndianNRI

Features

✓ UPI linkage✓ International usage

Additional features

Wednesday Delight: Instant savings of up to 15% on flights & hotels via MakeMyTrip, 10% off on orders via Swiggy, 10% off upto ₹1000 on Tira
UPI Credit Card Bill Payment via UPI ID: cc.91@axisbank
Card Control Settings available on Axis Mobile App

Card management via Axis Mobile App.

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Online food delivery entertainment local commute — 3% back

0% of spend100% of spend

Remaining 80% of spend earns the 1% base rate.

Rewards / year

₹8,400

≈ 1.40% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹8,400/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹8,400 a year.

Apply Now Check Eligibility →

Based on published rates as of 2026-08-07. Rewards estimates, not guarantees.

FAQs

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Credit Cards

Mass-MarketEntryRuPay✦ Fibe

Fibe Axis Bank Credit Card

Cashback without the annual fee burden

Annual feeLifetime Free

Rewards1%Cashback

Forex markup3.5%3.5% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

International

Not included

Fees & charges

Joining fee: Nil
Annual / renewal fee: Lifetime free
Add-on card fee: Free
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the cash amount
Overlimit fee: 2.5% of the over limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.5% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹400/cycle

Late payment

View official MITC →

Eligibility

Age: 18–70 years

Employment types

Resident IndianNRI

Features

✓ UPI linkage✓ International usage

Additional features

Wednesday Delight: Instant savings of up to 15% on flights & hotels via MakeMyTrip, 10% off on orders via Swiggy, 10% off upto ₹1000 on Tira
UPI Credit Card Bill Payment via UPI ID: cc.91@axisbank
Card Control Settings available on Axis Mobile App

Card management via Axis Mobile App.

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Online food delivery entertainment local commute — 3% back

0% of spend100% of spend

Remaining 80% of spend earns the 1% base rate.

Rewards / year

₹8,400

≈ 1.40% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹8,400/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹8,400 a year.

Apply Now Check Eligibility →

Based on published rates as of 2026-08-07. Rewards estimates, not guarantees.

Fibe Axis Bank Credit Card

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Fibe Axis Bank Credit Card

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