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MoneyBack Plus Credit Card costs ₹500 a year and states its base reward as "2 CashPoints on every Rs. 150 spent on other spends", with no complimentary lounge access. SBI SimplySAVE Credit Card costs ₹499 a year and earns 0.17% on base spends (assumes 1 rp = rs.0.25, anchored to issuer's stated welcome-offer value: 2000 bonus reward points valued at `500 (equal to 1st-year fee) in sbi-hosted simplysave value chart; also consistent with sbi's 'upto 2.5% value back (10 reward points on every rs.100)' brochure claim. redeemable against outstanding balance or rewards catalogue gifts; min 2000 rp to redeem; separate reward redemption fee applies.), with no complimentary lounge access. Use the table below to weigh fees, rewards, lounge access, insurance cover and eligibility side by side.
Use the table above to compare MoneyBack Plus Credit Card and SBI SimplySAVE Credit Cardacross fees, reward depth, travel benefits, insurance cover, eligibility and features. Lowest fees and highest rewards are highlighted ⭐ in each row. Tap "+ Add card" in any empty slot to bring a third or fourth contender into the comparison — useful when you're torn between adjacent cards in the same segment.
See every card from the same issuer: HDFC Bank credit cards compared · SBI credit cards compared
