Kotak Air Credit Card

• • Air Miles Expiry: 3 Years since the date of accrual
• • Minimum redemption: 500 points

Renewal benefit: Earn 1,000 Bonus Air Miles as Renewal Benefit on completion of each anniversary year. 1,000 Air Miles will be credited within 30 days of annual fee payment as renewal benefit

Joining fee

₹999 + GST

Annual / renewal fee

₹999 + GST

Annual fee waiver

Not Available

Add-on card fee

₹299

Interest rate

3.5% per month (42% p.a.)

Interest-free period

48 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%, min ₹500

Payment dishonour

₹500

Forex markup

2%

DCC markup

3.50%

Fuel surcharge

1% waiver, on ₹500–₹5000 txns, max ₹400/cycle

Card management via Kotak Mobile Banking App.

• How can I activate my Kotak Air Credit Card?
• What is the Joining or Annual Fee on my Kotak Air Credit Card?
• How can I use Air Miles that I have earned on my card?
• What is the redemption value for Air Miles?
• Are there any Air Miles redemption related restrictions?
• Are there any charges on redemption of Air Miles?
• Do I have any lounge access on my card?
• How do I access Lounge with my card?
• Do I get waiver on my Fuel Transactions?
• Where can I see overall Air Miles Balance that I have earned on my card?
• What is Air Miles? How will I earn Air Miles?
• What is kotak Unbox?
• How can I access Kotak Unbox platform?
• Is there any capping on earning Accelerated Air Miles on my card?
• Is there any capping on earning Base Air Miles on my card?
• Are there any categories where I will not earn any Air Miles?
• Post transaction by when Air Miles will get credited in my card account?