TravelPremiumRuPay✦ IndiGo

IndiGo Kotak Credit Card

IndiGo flyers earn rewards that fly

Annual fee₹1,500

RewardsEarn unlimited 1 IndiGo BluChip per ₹100 spent on all other categories

Forex markup3.5%

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Welcome benefits

worth ₹2,500

2,500 IndiGo BluChips voucher

Type: Voucher
Trigger: Card Issuance
Partner: IndiGo
Validity: 180 days

Rewards

Base earn rate

Earn unlimited 1 IndiGo BluChip per ₹100 spent on all other categories

IndiGo BluChip

Category	Rate	Cap
Indigo Flights	—	—
Dining	—	—
Entertainment	—	—
Upi	—	—

• IndiGo BluChips have lifetime validity. IndiGo BluChips vouchers credited as welcome, milestone, renewal benefit, have a validity of 6 months from date of issuance.

Milestone benefits

Earn vouchers of up to 7,500 IndiGo BluChips each year. Earn a voucher worth 2,500 IndiGo BluChips on spending ₹1.25L within the anniversary year. Earn the 2rd voucher worth 2,500 IndiGo BluChips on spending ₹2.5L within the anniversary year. Earn the 3rd voucher worth 2,500 IndiGo BluChips on spending ₹6L within the anniversary year. Renewal Benefits: Get a Renewal benefit voucher of 2,500 IndiGo BluChips on payment of annual fee each year.

Fees & charges

Joining fee: ₹1500
Annual / renewal fee: ₹1500
Annual fee waiver: NA
Add-on card fee: ₹299
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 48 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%, min ₹500
Payment dishonour: ₹500
Forex markup: 3.50%
DCC markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Features

✓ UPI linkage

Additional features

Fly smarter with IndiGo BluChips on every spend. Enjoy accelerated IndiGo BluChips earning on IndiGo flights, dining, entertainment and more. Your wanderlust is limitless—so are your earnings! Earn up to 19 IndiGo BluChips per ₹100 spent on IndiGo flight bookings. Welcome benefit of 2,500 IndiGo BluChips voucher. Spend-based milestone vouchers worth up to 7,500 IndiGo BluChips. Earn 2 IndiGo BluChips per ₹100 spent on Dining and Entertainment.

No rewards on

Exclusion Mcc Codes