Axis Max Life

Max Life Smart Secure Plus

Name: Max Life Smart Secure Plus
Brand: Axis Max Life

Sum insured

₹50L – ₹50Cr

99.7%Claim ratio · FY2024-25

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Key features

CSR 99.51% — highest in India
Special exit benefit at age 65
Cover up to 85 years
ROP variant available
Joint-life option (self + spouse)

What’s included

Death benefit
Special exit value at 65 (return of premium)
Joint life payout

What’s excluded

Suicide within first policy year
Death due to participation in criminal activity
Pre-existing terminal illness not disclosed
War or nuclear contamination

Eligibility

Min age: 18 years
Max age: 65 years
Max entry age: 65 years
Covers: Self, Spouse (joint variant)
Policy term: 5 – 67 years
Life cover: ₹25 Lakh – ₹10 Crore

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