Fullerton India, an NBFC established in 2007 and headquartered in Mumbai, offers a home loan balance transfer facility at a rate of 9.35% to 16%, for amounts up to ₹1 crore and tenures of up to 360 months. The lender lists an application fee tiered between ₹2,500 and ₹6,000, and a documentation fee tiered between ₹1,500 and ₹3,000.
Required documents include KYC, income proof, bank statements, property papers, existing loan documents, and a foreclosure statement with NOC from the current lender. Rate type, processing fee percentage, prepayment penalty, minimum loan amount, minimum tenure, minimum CIBIL score, age, salary, employment type, and RBI registration class are not published for this product.
As published by Fullerton India. Your branch may ask for more.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.