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Fullerton India Home Loan Balance Transfer

Fullerton India, an NBFC established in 2007 and headquartered in Mumbai, offers a home loan balance transfer facility at a rate of 9.35% to 16%, for amounts up to ₹1 crore and tenures of up to 360 months. The lender lists an application fee tiered between ₹2,500 and ₹6,000, and a documentation fee tiered between ₹1,500 and ₹3,000.

Required documents include KYC, income proof, bank statements, property papers, existing loan documents, and a foreclosure statement with NOC from the current lender. Rate type, processing fee percentage, prepayment penalty, minimum loan amount, minimum tenure, minimum CIBIL score, age, salary, employment type, and RBI registration class are not published for this product.

Documents required

  • KYC
  • income proof
  • bank stmt
  • property papers
  • existing loan docs
  • foreclosure statement+NOC

As published by Fullerton India. Your branch may ask for more.

Get Fullerton India Offers →Soft check · won’t affect your credit score
Interest rate9.35 – 16% p.a.
Processing feeVaries by profileSee fees & charges below
Max amount₹1Cr
Max tenure30 yr
Compare with 1 other lenders →
Check your eligibility ~30 sec · indicative
Estimated EMI · max eligible ~₹5,25,000
₹10,464/mo
Get offers at this amount →
EMI at Fullerton India’s 9.35% p.a.
₹3L · 48 mo
₹7,515/mo
₹5L · 60 mo
₹10,464/mo
₹8L · 84 mo
₹13,014/mo

Eligibility

At Fullerton India
Typical for home loan balance transfer
EligibilityBased on the pledged asset and repayment capacity

Loan terms

AmountUp to ₹1Cr
TenureUp to 30 years
Rate typefloating
  • app fee Rs2500-6000 tiered
  • doc fee Rs1500-3000 tiered

Fees & charges

Processing feePer each lender’s published schedule
Prepayment / foreclosurePer RBI rules for floating-rate loans; varies otherwise
Late paymentAs per each lender’s schedule

FAQ

Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.

No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.

Related readingHome Loan Balance Transfer Benefits in 2026: Save Lakhs on Your EMIHome Loan Balance Transfer — When & How to Switch BanksIs a Home Loan Balance Transfer Worth It? A Three-Question Test

More from Fullerton India

RBI-registered lenders only
RateFrom 9.35% p.a. · Fullerton India
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