HDFC Bank, a bank founded in 1994 and headquartered in Mumbai, offers a home loan balance transfer product with an interest rate of 7.1% to 12%, loan amounts of ₹1,00,000 to ₹10,00,00,000, and tenures of 12 to 360 months. An additional top-up of up to ₹50 lakh over the transferred balance is available.
Processing fee is up to 0.50% of the loan amount or ₹4,000, whichever is higher, for salaried and self-employed professional borrowers; up to 1.50% or ₹5,000, whichever is higher, for self-employed non-professionals; and up to 1.50% or ₹4,000, whichever is higher, for NRI loans, all plus applicable taxes. Rate type, prepayment penalty, minimum CIBIL score, age, salary, employment type, and documentation requirements are not published for this product.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.