HDFC Bank, a bank headquartered in Mumbai and established in 1994, offers a home renovation loan with interest rates ranging from 7.1% to 12%. The loan carries a processing fee of 0.5%, with a minimum charge of ₹4,000 and a maximum of ₹5,000.
Loan amounts range from ₹1 lakh to ₹10 crore, with tenures from 12 months to 360 months. HDFC Bank states this product follows the same fee schedule as its home balance transfer loan. Rate type, prepayment penalty, minimum CIBIL score, age limits, minimum salary, employment type eligibility, and documentation requirements are not published for this product.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.