Tata Capital, an NBFC established in 2007 and headquartered in Mumbai, offers a loan against securities at a rate of 9.5% to 14%, with a processing fee of 3% and a prepayment penalty of 0%. Loan amounts range from ₹25,000 to ₹60 crore, with tenures of 12 to 72 months.
Per the lender's own terms, the facility carries zero convenience, prepayment, or foreclosure fee, though an annual maintenance charge of up to 3% per annum applies even if unused; the loan-to-value is capped at 50% per RBI norms, and shares of the Tata Group are not accepted as collateral. Required documentation includes KYC, a pledge form, a mutual fund holdings statement, and, for entity applicants, 2 years of income proof. Rate type, minimum CIBIL score, age, salary, and employment type eligibility, along with RBI registration class, are not published for this product.
As published by Tata Capital. Your branch may ask for more.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.