Bajaj Finance MSME Working-Capital Loan
Bajaj Finance, an NBFC established in 1987 and headquartered in Pune, offers an MSME working capital loan with interest rates ranging from 14% to 23.5%. The loan amount ranges from ₹2 lakh to ₹80 lakh, with a maximum tenure of 96 months, and a prepayment penalty of 4.72% applies. Bajaj Finance requires a minimum of 3 years of business vintage.
A Flexi facility charge of ₹999 to ₹16,999 is payable upfront. Required documentation includes KYC, business registration proof, 6 to 12 months of bank statements, and 2 years of ITR plus audited financials. Minimum tenure, rate type, processing fee, minimum CIBIL score, and borrower age and salary requirements are not published for this product.
Documents required
- KYC
- business registration proof
- 6-12mo bank stmt
- 2yr ITR+audited financials
As published by Bajaj Finance. Your branch may ask for more.
Eligibility
Loan terms
- min 3yr business vintage
- Flexi facility charge Rs999-16999 upfront
Fees & charges
FAQ
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.