Bajaj Finance, an NBFC established in 1987 and headquartered in Pune, offers an MSME working capital loan with interest rates ranging from 14% to 23.5%. The loan amount ranges from ₹2 lakh to ₹80 lakh, with a maximum tenure of 96 months, and a prepayment penalty of 4.72% applies. Bajaj Finance requires a minimum of 3 years of business vintage.
A Flexi facility charge of ₹999 to ₹16,999 is payable upfront. Required documentation includes KYC, business registration proof, 6 to 12 months of bank statements, and 2 years of ITR plus audited financials. Minimum tenure, rate type, processing fee, minimum CIBIL score, and borrower age and salary requirements are not published for this product.
As published by Bajaj Finance. Your branch may ask for more.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.