RBL Bank Overdraft & Flexi/Dropline OD
RBL Bank, established in 1943 and headquartered in Mumbai, offers this overdraft facility secured against property, at an interest rate of 8.4% to 9.5%, with a dropline limit of up to ₹15 crore and a tenure of up to 240 months (20 years). Interest is charged only on the utilised amount, and the facility is offered to self-employed customers. Rate type, processing fee, prepayment penalty, minimum loan amount, minimum tenure, minimum CIBIL score, applicant age, minimum salary, employment type, and documentation requirements are not published for this product.
Eligibility
Loan terms
- Overdraft facility secured against property — interest charged only on utilised amount
- Dropline limit up to ₹15 Crores
- tenure up to 20 years
- offered to self-employed customers
Documents
- PAN and Aadhaar
- Income proof (salary slips or ITR)
- Bank statement
Fees & charges
FAQ
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.