Central Bank of India, established in 1911 and headquartered in Mumbai, offers this personal loan balance transfer product at a floating interest rate of 11.25% to 11.75%, with a processing fee of 1%, for amounts up to ₹20 lakh over tenures of up to 84 months.
The bank's product page lists loan "takeover" — balance transfer — as a covered purpose alongside personal and domestic expenses, offered under the same Cent Personal scheme and rate schedule. Processing fee minimum/maximum amount, prepayment penalty, minimum loan amount, minimum tenure, minimum CIBIL score, applicant age, minimum salary, employment type, and documentation requirements are not published for this product.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.