TVS Credit Services, an NBFC headquartered in Chennai, established in 2008 and registered with the RBI as an NBFC, offers a personal loan with interest rates ranging from 14% to 35%. Loan amounts range from ₹30,000 to ₹2,00,000, with tenures from 6 months to 36 months.
Applicants must submit Aadhaar, PAN, and address proof. The lender states a tiered foreclosure charge of 7.08%, 4.72%, or 3.54% depending on loan seasoning, along with a 15-day cooling period. Rate type, processing fee, prepayment penalty, minimum CIBIL score, age limits, minimum salary, and employment type eligibility are not published for this product.
As published by TVS Credit Services. Your branch may ask for more.
Lenders price on your credit score, income, employer category and tenure. A score above 750 typically unlocks the lower end of each range shown. The exact rate is confirmed by the lender at underwriting.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.
Most lenders allow prepayment after a few EMIs. Charges vary by lender and are shown in the fees section; RBI caps foreclosure charges on floating-rate loans to individuals.