LIC Housing Finance Professional Loan (Doctors/CAs)
LIC Housing Finance, a housing finance company established in 1989 and headquartered in Mumbai, offers a professional loan with a floating interest rate. The overall published band is 10.35% to 12.1%, drawing on two sub-bands: 10.35% to 11.10% for individual borrowers and 11.35% to 12.10% for non-individual borrowers.
The loan amount ranges from ₹10 lakh to ₹15 crore, with a maximum tenure of 180 months. Funds may be used for the purchase, extension, or renovation of commercial premises and equipment. Processing fee, prepayment penalty, minimum tenure, minimum CIBIL score, borrower age limits, minimum salary, employment type eligibility, documentation requirements, and RBI registration class are not published for this product.
Eligibility
Loan terms
- Individual 10.35-11.10% vs Non-Individual 11.35-12.10% (used wider band)
- purchase/extension/reno of commercial premises + equipment
Documents
- PAN and Aadhaar
- Income proof (salary slips or ITR)
- Bank statement
Fees & charges
FAQ
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.