Tata Capital, an NBFC established in 2007 and headquartered in Mumbai, offers a professional loan at a fixed or floating rate of 13% to 17.5%, for amounts between ₹5 lakh and ₹75 lakh and tenures of 12 to 60 months. Per the lender, the loan is collateral-free up to ₹75 lakh, and a separate sub-offer for doctors is marketed with a minimum rate of 12%.
Required documentation includes KYC, degree certificate, professional registration, 6 months of bank statements, and 2 years of ITR. Processing fee, prepayment penalty, minimum CIBIL score, age, salary, and employment type eligibility criteria, along with RBI registration class, are not published for this product.
As published by Tata Capital. Your branch may ask for more.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.