DSP Mutual Fund
DSP Natural Resources and New Energy
7.5Q1★
- NAV
- ₹114.53
- Expense
- 0.84%
- AUM
- ₹2.0 K Cr
- 1Y
- +31.8%
- 3Y
- +25.3%
- 5Y
- +20.9%
#2 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
Franklin Templeton Mutual Fund
Franklin Asian Equity Fund - Direct - Growth
3Y returns
18.8%
past performance*
5Y returns
5.1%
past performance*
1.54%Expense ratio
₹427 CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹45.12
1D—
Expense1.54%
AUM₹427 Cr
Min SIP₹100
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +1.94% | +8.09% | +6.98% | +16.77% | +47.29% | +18.78% | +5.07% | +10.57% |
🎯 OnePaisa Verdict
6.8/ 10
AverageBreakdown
- Returns9/10
- Consistency6/10
- Risk10/10
- Cost1/10
- Size4/10
- Top quartile performer — ranked #1 of 25 in category
- Strong risk-adjusted returns — Sharpe ratio 2.40
- 4★ Morningstar rating
- Beats category average by 41.1% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+46.63%
₹1.55 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Sectoral / Thematic)
This fund (1Y)
+47.29%
Rank #1 of 25
Category average (1Y)
+6.14%
Quartile Q1 ★ Top 25%
Beats 96% of sectoral / thematic funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)17.02%Moderate
- Max Drawdown (1Y)-12.53%Moderate
- Sharpe Ratio (1Y)2.40Excellent
- Sortino Ratio (1Y)2.22Excellent
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+29.40%
2025
+13.21%
2026
💰 What This Fund Costs You
Expense ratio: 1.54%
That is ₹1,540 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5-7 years
- Minimum: 3 years
- Risk profile
- Very High
- SIP recommended
- ➖ Lump sum preferred
- Lump sum on sector dips preferred
Concentrated in one sector (IT, Pharma, Banking…). Sector cycles can cause extended underperformance.
Suitable goals
- Tactical sector bets
- Satellite portfolio allocation
Suitable for
- Experienced investors with sector conviction
- Those who understand industry cycles
Not suitable for
- New investors
- Core portfolio allocation
- Those who cannot monitor sector trends
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Above-average expense ratio
At 1.54%, this fund is costlier than most peers. Over 10 years, that costs about ₹2,310 extra per ₹1 lakh.
📊 SIP Calculator — Franklin Asian Equity Fund - Direct
Estimated corpus
₹3.42 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹42,078 (+14%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (20.2%)₹5.20 L
- This fund (5.07%)₹3.42 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 47.3% · Risk (std dev) 17.0%
SweetGrowthSlowAvoidLow riskHigh risk
Sweet spot
High return for the risk taken — well-managed risk-reward.
Sharpe ratio of 2.40 confirms good risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 16.7%.
Based on 1Y max drawdown of -12.5% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.84× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (1.54%)₹81.33 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹-42,977. Index fund would still beat it by ₹17.24 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Sectoral/ Thematic
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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