Franklin Templeton Mutual Fund
Franklin U.S. Opportunities Equity Active Fund of Funds - Direct8.0Q1★
- NAV
- ₹102.58
- Expense
- 0.6%
- AUM
- ₹446184.5 L Cr
- 1Y
- +36.3%
- 3Y
- +26.8%
- 5Y
- +11.1%
#1 of 7
Min SIP: ₹100Ideal: 5+ years
HDFC Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.80% | +2.07% | -3.80% | -6.73% | -2.07% | +9.67% | +11.74% | +11.54% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-8.62%
₹1.15 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
-2.07%
Rank #7 of 7
Category average (1Y)
+8.12%
Quartile Q4
Beats 0% of other equity funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Significantly underperforming category
Returned -2.1% vs category average of 8.1% (1Y) — underperforming by 10.2%.
Bottom quartile performer
Ranked #7 of 7 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.90 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
Estimated corpus
₹4.09 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return -2.1% · Risk (std dev) 9.5%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.90 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Franklin Templeton Mutual Fund
Franklin U.S. Opportunities Equity Active Fund of Funds - Direct💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 1.02%
That is ₹1,020 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Fund manager allocates across market caps — flexibility depends on manager skill.
This is an Equity Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
This fund has returned -2.1% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
If the broader market falls 20%, this fund is expected to fall about 16.8%.
Based on 1Y max drawdown of -12.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.84× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹5.37 L. Index fund would still beat it by ₹11.45 L thanks to its lower expense ratio.
SBI Mutual Fund
SBI EQUITY HYBRIDICICI Prudential Mutual Fund
ICICI Prudential Equity & DebtCanara Robeco Mutual Fund
CANARA ROBECO EQUITY HYBRID FUND OPTION