DSP Mutual Fund
DSP Bond
6.1Q23
- NAV
- ₹92.25
- Expense
- 0.4%
- AUM
- ₹311 Cr
- 1Y
- +4.7%
- 3Y
- +7.3%
- 5Y
- +6.2%
#2 of 6
Min SIP: ₹100Ideal: 3-4 years
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.06% | +0.78% | +1.54% | +2.54% | +5.72% | +7.79% | +6.88% | +7.75% |
Breakdown
💡 Ratings are not guarantees. Past performance does not predict future results.
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.88%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+5.72%
Rank #1 of 6
Category average (1Y)
+2.88%
Quartile Q1 ★ Top 25%
Beats 83% of medium duration funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Expense ratio: 0.67%
That is ₹670 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Duration of 3-4 years. Higher rate sensitivity than short duration.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
Poor risk-adjusted returns
Sharpe ratio of -0.59 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.59 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 5.7% · Risk (std dev) 1.3%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.59 confirms poor risk-adjusted returns.
If the broader market falls 20%, this fund is expected to fall about 0.8%.
Based on 1Y max drawdown of -0.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.04× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹9.53 L. Index fund would still beat it by ₹7.28 L thanks to its lower expense ratio.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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