Nippon India Mutual Fund
Nippon India Growth Mid Cap Fund Growth Plan - Bonus Option
6.3Q1★5
- NAV
- ₹762.88
- Expense
- 0.77%
- AUM
- N/A
- 1Y
- +12.1%
- 3Y
- +27.4%
- 5Y
- +24.0%
#2 of 10
Min SIP: ₹100Ideal: 7+ yearsVery High Risk
HDFC Mutual Fund
HDFC Mid Cap Fund - Growth Option - Direct Plan
3Y returns
25.3%
past performance*
5Y returns
22.9%
past performance*
0.76%Expense ratio
₹94.3K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹216.49
1D—
Expense0.76%
AUM₹94.3K Cr
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.90% | +5.05% | +0.36% | -0.68% | +10.56% | +25.25% | +22.87% | +18.95% |
🎯 OnePaisa Verdict
6.2/ 10
AverageBreakdown
- Returns7/10
- Consistency6/10
- Risk3/10
- Cost7/10
- Size9/10
- Large, well-established fund (₹94K Cr AUM)
- 5★ Morningstar rating
- Beats category average by 2.5% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+4.02%
₹1.23 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Mid Cap)
This fund (1Y)
+10.56%
Rank #4 of 10
Category average (1Y)
+8.03%
Quartile Q2
Beats 60% of mid cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)13.99%Moderate
- Max Drawdown (1Y)-12.57%Moderate
- Sharpe Ratio (1Y)0.29Poor
- Sortino Ratio (1Y)0.27Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+14.67%
2025
-3.09%
2026
💰 What This Fund Costs You
Expense ratio: 0.76%
That is ₹760 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 7+ years
- Minimum: 5 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Mid-cap companies (rank 101-250) offer higher growth potential with significantly more volatility.
Suitable goals
- Aggressive wealth creation
- Long-term corpus building
Suitable for
- Investors with high risk tolerance
- Young investors (25-40 years)
- Those with stable income and emergency fund
Not suitable for
- Risk-averse investors
- Those nearing retirement
- Short-term goals (under 5 years)
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of 0.29 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — HDFC Mid Cap Fund Option
Estimated corpus
₹5.63 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.63 L (+88%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (23.6%)₹5.75 L
- This fund (22.87%)₹5.63 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 10.6% · Risk (std dev) 14.0%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.29 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 16.8%.
Based on 1Y max drawdown of -12.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.84× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.76%)₹90.20 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹8.44 L. Index fund would still beat it by ₹8.37 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Mid Cap Fund
- Benchmark
- Nifty Midcap 150 TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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