HDFC Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.09% | +0.43% | +1.24% | +2.55% | +5.39% | +6.21% | +5.51% | +5.39% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.59%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+5.39%
Rank #1 of 1
Category average (1Y)
+5.39%
Quartile Q4
Beats 0% of overnight funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Bottom quartile performer
Ranked #1 of 1 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -14.88 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.46 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 5.4% · Risk (std dev) 0.1%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -14.88 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 0.10%
That is ₹100 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Overnight securities. Virtually zero risk. Lowest return of all categories.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
Choosing this Direct plan over a Regular plan saves about ₹16.81 L. Index fund would still beat it by ₹0 thanks to its lower expense ratio.