Franklin Templeton Mutual Fund
Franklin India Corporate Debt Fund - Direct
7.8Q1★5
- NAV
- ₹116.24
- Expense
- 0.25%
- AUM
- ₹1.4 K Cr
- 1Y
- +7.5%
- 3Y
- +8.0%
- 5Y
- +6.7%
#1 of 6
Min SIP: ₹100Ideal: 2-3 yearsModerate Risk
ICICI Prudential Mutual Fund
ICICI Prudential Corporate Bond Fund - Direct Plan - Growth
3Y returns
7.6%
past performance*
5Y returns
6.8%
past performance*
—Expense ratio
₹30.2K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹33.31
1D—
Expense—
AUM₹30.2K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.08% | +0.74% | +1.28% | +2.26% | +5.70% | +7.63% | +6.76% | +7.59% |
🎯 OnePaisa Verdict
5.5/ 10
AverageBreakdown
- Returns7/10
- Consistency6/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹30K Cr AUM)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.41%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Corporate Bond)
This fund (1Y)
+5.70%
Rank #2 of 6
Category average (1Y)
+5.44%
Quartile Q2
Beats 67% of corporate bond funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)1.08%Low
- Max Drawdown (1Y)-0.59%Low
- Sharpe Ratio (1Y)-0.74Poor
- Sortino Ratio (1Y)-0.76Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+4.43%
2025
+1.22%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 2-3 years
- Minimum: 1 year
- Risk profile
- Moderate
- SIP recommended
- ➖ Lump sum preferred
- Lump sum
80%+ in AA+ or higher rated corporate bonds. Credit-quality focus with moderate duration.
Suitable goals
- Stable income
- Portfolio debt allocation
- Better-than-FD returns with quality bonds
Suitable for
- Conservative investors
- Those seeking stable returns with quality credit
Not suitable for
- Equity-like return expectations
- Those who cannot hold for 1+ years
🧾 Taxation
This is an Debt Fund.
- Short-term (Less than 2 years (listed) / 3 years (unlisted))
- As per income tax slab
- Long-term (2 years or more (listed))
- 12.5%
- LTCG exemption
- No exemption
- TDS
- No TDS for resident Indians on redemption
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹25,000
- Tax owed: ₹3,125
- You keep: ₹1,21,875
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.74 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — ICICI Prudential Corporate Bond
Estimated corpus
₹3.58 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹57,754 (+19%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (7.6%)₹3.66 L
- This fund (6.76%)₹3.58 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 5.7% · Risk (std dev) 1.1%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.74 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 0.8%.
Based on 1Y max drawdown of -0.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.04× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Debt Scheme - Corporate Bond Fund
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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- NAV
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- Expense
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- AUM
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- 1Y
- +5.2%
- 3Y
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- 5Y
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- NAV
- ₹47.81
- Expense
- 0.36%
- AUM
- N/A
- 1Y
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- 3Y
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- 5Y
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Min SIP: ₹100Ideal: 2-3 yearsModerate Risk
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4.9Q45
- NAV
- ₹66.97
- Expense
- 0.36%
- AUM
- ₹9.0 K Cr
- 1Y
- +5.0%
- 3Y
- +7.6%
- 5Y
- +6.8%
#5 of 6
Min SIP: ₹100Ideal: 2-3 yearsModerate Risk