Nippon India Mutual Fund
Nippon India Vision Large & Mid Cap Fund Growth Plan - Bonus
5.4Q23
- NAV
- ₹253.71
- Expense
- 1.13%
- AUM
- N/A
- 1Y
- +4.1%
- 3Y
- +20.9%
- 5Y
- +18.0%
#2 of 7
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
Mirae Asset Mutual Fund
Mirae Asset Large & Midcap Fund - Direct Plan - Growth
3Y returns
17.4%
past performance*
5Y returns
15.1%
past performance*
0.57%Expense ratio
₹42.9K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹165.51
1D—
Expense0.57%
AUM₹42.9K Cr
Min SIP₹99
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.50% | +4.81% | -0.03% | -3.74% | +6.77% | +17.37% | +15.14% | +17.98% |
🎯 OnePaisa Verdict
6.7/ 10
AverageBreakdown
- Returns9/10
- Consistency6/10
- Risk3/10
- Cost7/10
- Size9/10
- Top quartile performer — ranked #1 of 7 in category
- Large, well-established fund (₹43K Cr AUM)
- 4★ Morningstar rating
- Beats category average by 4.6% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+0.47%
₹1.20 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Large & Mid Cap)
This fund (1Y)
+6.77%
Rank #1 of 7
Category average (1Y)
+2.17%
Quartile Q1 ★ Top 25%
Beats 86% of large & mid cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)14.23%Moderate
- Max Drawdown (1Y)-14.44%Moderate
- Sharpe Ratio (1Y)0.02Poor
- Sortino Ratio (1Y)0.02Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+13.24%
2025
-5.41%
2026
💰 What This Fund Costs You
Expense ratio: 0.57%
That is ₹570 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5-7 years
- Minimum: 3 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Mandatory 35% each in large-cap and mid-cap — balanced growth with moderate risk.
Suitable goals
- Balanced equity growth
- Core portfolio holding
Suitable for
- Moderate-risk investors wanting both stability and growth
- SIP investors with 5+ year horizon
Not suitable for
- Very conservative investors
- Short-term goals
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of 0.02 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — Mirae Asset Large & Midcap
Estimated corpus
₹4.50 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.50 L (+50%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (17.8%)₹4.86 L
- This fund (15.14%)₹4.50 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.8% · Risk (std dev) 14.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.02 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 19.3%.
Based on 1Y max drawdown of -14.4% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.96× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.57%)₹92.52 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹10.76 L. Index fund would still beat it by ₹6.05 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Large & Mid Cap Fund
- Benchmark
- Nifty LargeMidcap 250 TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 365 Days : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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