Nippon India Mutual Fund
Nippon India Large Cap Fund Growth Plan Option
6.7Q1★5
- NAV
- ₹95.96
- Expense
- 0.65%
- AUM
- ₹51.4 K Cr
- 1Y
- +3.9%
- 3Y
- +18.1%
- 5Y
- +18.7%
#2 of 11
Min SIP: ₹100Ideal: 5+ yearsVery High Risk
Nippon India Mutual Fund
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option
3Y returns
18.1%
past performance*
5Y returns
18.7%
past performance*
0.69%Expense ratio
—Fund size
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹95.96
1D—
Expense0.69%
AUMAUM not available
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.02% | +4.33% | -0.75% | -4.67% | +3.85% | +18.08% | +18.68% | +15.63% |
🎯 OnePaisa Verdict
6.3/ 10
AverageBreakdown
- Returns10/10
- Consistency6/10
- Risk1/10
- Cost7/10
- Size5/10
- Top quartile performer — ranked #1 of 11 in category
- 5★ Morningstar rating
- Beats category average by 2.4% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-2.26%
₹1.19 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Large Cap)
This fund (1Y)
+3.85%
Rank #1 of 11
Category average (1Y)
+1.46%
Quartile Q1 ★ Top 25%
Beats 91% of large cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)13.31%Moderate
- Max Drawdown (1Y)-13.83%Moderate
- Sharpe Ratio (1Y)-0.20Poor
- Sortino Ratio (1Y)-0.20Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+9.70%
2025
-5.35%
2026
💰 What This Fund Costs You
Expense ratio: 0.69%
That is ₹690 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years
- Minimum: 3 years
- Risk profile
- Moderately High
- SIP recommended
- ✅ Yes
- Monthly
Top-100 companies by market cap — less volatile than mid/small but still equity risk.
Suitable goals
- Long-term wealth creation
- Retirement corpus
- Child education (10+ years away)
Suitable for
- First-time equity investors
- Conservative equity investors
- Those wanting steady large-cap exposure
Not suitable for
- Short-term investors (under 3 years)
- Those who cannot tolerate 15-20% drawdowns
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.20 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — Nippon India Large Cap Fund Growth Plan - Bonus Option
Estimated corpus
₹4.98 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.98 L (+66%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (14.8%)₹4.46 L
- This fund (18.68%)₹4.98 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 3.9% · Risk (std dev) 13.3%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.20 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 18.4%.
Based on 1Y max drawdown of -13.8% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.92× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.69%)₹91.05 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹9.29 L. Index fund would still beat it by ₹7.52 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Large Cap Fund
- Benchmark
- BSE 100 India TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 7 Days : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-13
- Metrics calculated: 2026-10-14
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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