Nippon India Mutual Fund
Nippon India Multi Cap Fund Growth Plan - Bonus Option
6.3Q1★4★
- NAV
- ₹308.97
- Expense
- 0.72%
- AUM
- N/A
- 1Y
- +6.4%
- 3Y
- +22.2%
- 5Y
- +22.8%
#1 of 10
Min SIP: ₹100Ideal: 5+ yearsVery High Risk
Nippon India Mutual Fund
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Growth Option
3Y returns
22.2%
past performance*
5Y returns
22.8%
past performance*
0.71%Expense ratio
₹50.8K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹308.97
1D—
Expense0.71%
AUM₹50.8K Cr
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.18% | +6.38% | +5.25% | -2.59% | +6.38% | +22.19% | +22.78% | +16.57% |
🎯 OnePaisa Verdict
6.7/ 10
AverageBreakdown
- Returns10/10
- Consistency6/10
- Risk1/10
- Cost7/10
- Size9/10
- Top quartile performer — ranked #2 of 10 in category
- Large, well-established fund (₹51K Cr AUM)
- 4★ Morningstar rating
- Beats category average by 3.8% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+2.20%
₹1.21 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Flexi Cap)
This fund (1Y)
+6.38%
Rank #2 of 10
Category average (1Y)
+2.54%
Quartile Q1 ★ Top 25%
Beats 80% of flexi cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)13.77%Moderate
- Max Drawdown (1Y)-13.38%Moderate
- Sharpe Ratio (1Y)-0.01Poor
- Sortino Ratio (1Y)-0.01Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+8.96%
2025
-1.59%
2026
💰 What This Fund Costs You
Expense ratio: 0.71%
That is ₹710 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years
- Minimum: 3 years
- Risk profile
- Moderately High
- SIP recommended
- ✅ Yes
- Monthly
Fund manager allocates across market caps — flexibility depends on manager skill.
Suitable goals
- Core portfolio holding
- Wealth creation
- Retirement planning
Suitable for
- Investors who trust fund-manager discretion
- Those wanting a single diversified equity fund
- SIP investors
Not suitable for
- Those wanting specific market-cap exposure
- Short-term investors
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.01 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — Nippon India Multi Cap Fund Growth Plan Option
Estimated corpus
₹5.61 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.61 L (+87%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (17.6%)₹4.83 L
- This fund (22.78%)₹5.61 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.4% · Risk (std dev) 13.8%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.01 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 17.8%.
Based on 1Y max drawdown of -13.4% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.89× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.71%)₹90.80 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹9.04 L. Index fund would still beat it by ₹7.77 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Multi Cap Fund
- Benchmark
- Nifty 500 Multicap 50:25:25 TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 12 Months : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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