DSP Mutual Fund
DSP Small Cap
7.5Q1★4
- NAV
- ₹238.72
- Expense
- 0.79%
- AUM
- ₹16.9 K Cr
- 1Y
- +15.0%
- 3Y
- +22.2%
- 5Y
- +21.3%
#1 of 9
Min SIP: ₹100Ideal: 7-10 yearsVery High Risk
Nippon India Mutual Fund
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option
3Y returns
22.1%
past performance*
5Y returns
23.9%
past performance*
0.66%Expense ratio
—Fund size
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹193.85
1D—
Expense0.66%
AUMAUM not available
Min SIP₹100
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.31% | +9.81% | +8.95% | -1.03% | +6.85% | +22.13% | +23.90% | +21.80% |
🎯 OnePaisa Verdict
6.7/ 10
AverageBreakdown
- Returns10/10
- Consistency6/10
- Risk3/10
- Cost7/10
- Size5/10
- Top quartile performer — ranked #2 of 9 in category
- 5★ Morningstar rating
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.91%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Small Cap)
This fund (1Y)
+6.85%
Rank #2 of 9
Category average (1Y)
+5.79%
Quartile Q1 ★ Top 25%
Beats 78% of small cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)14.99%Moderate
- Max Drawdown (1Y)-15.95%High
- Sharpe Ratio (1Y)0.02Poor
- Sortino Ratio (1Y)0.02Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+7.23%
2025
+1.31%
2026
💰 What This Fund Costs You
Expense ratio: 0.66%
That is ₹660 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 7-10 years
- Minimum: 5 years
- Risk profile
- Very High
- SIP recommended
- ✅ Yes
- Monthly (helps average volatile prices)
Small-cap companies (rank 251+) can deliver exceptional returns but can also fall 40-60% in bear markets.
Suitable goals
- Aggressive long-term wealth creation
- High-growth satellite allocation
Suitable for
- Experienced investors
- Those who can stomach 40%+ drawdowns
- Young investors with 10+ year horizon
Not suitable for
- New investors
- Anyone who will panic-sell in a crash
- Short or medium-term goals
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of 0.02 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — Nippon India Small Cap Fund Growth Plan - Bonus Option
Estimated corpus
₹5.80 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.80 L (+93%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (19.6%)₹5.12 L
- This fund (23.90%)₹5.80 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.8% · Risk (std dev) 15.0%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.02 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 21.3%.
Based on 1Y max drawdown of -15.9% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.06× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.66%)₹91.41 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹9.65 L. Index fund would still beat it by ₹7.16 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Small Cap Fund
- Benchmark
- Nifty Smallcap 250 TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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Nippon India Mutual Fund
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