Franklin Templeton Mutual Fund
Franklin U.S. Opportunities Equity Active Fund of Funds - Direct
8.0Q1★
- NAV
- ₹103.42
- Expense
- 0.6%
- AUM
- ₹4.5 K Cr
- 1Y
- +36.3%
- 3Y
- +26.8%
- 5Y
- +11.1%
#1 of 7
Min SIP: ₹100Ideal: 5+ years
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.41% | +4.48% | -0.91% | -4.85% | +1.82% | +15.76% | +13.53% | +12.81% |
Breakdown
💡 Ratings are not guarantees. Past performance does not predict future results.
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-2.83%
₹1.18 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+1.82%
Rank #6 of 7
Category average (1Y)
+8.12%
Quartile Q4
Beats 14% of other equity funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Expense ratio: 0.51%
That is ₹510 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Fund manager allocates across market caps — flexibility depends on manager skill.
This is an Equity Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
Significantly underperforming category
Returned 1.8% vs category average of 8.1% (1Y) — underperforming by 6.3%.
Bottom quartile performer
Ranked #6 of 7 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.36 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹4.30 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 1.8% · Risk (std dev) 13.1%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.36 confirms poor risk-adjusted returns.
If the broader market falls 20%, this fund is expected to fall about 18.8%.
Based on 1Y max drawdown of -14.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.94× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹11.51 L. Index fund would still beat it by ₹5.30 L thanks to its lower expense ratio.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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