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OnePaisa — Smart Finance for India
Quantum Mutual Fund

Quantum Gold Savings Fund - Direct Plan Growth Option

3Y returns
34.3%
past performance*
5Y returns
24.5%
past performance*
0.60%Expense ratio
₹512 CrFund size
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.

NAV₹54.33
1D—
Expense0.6%
AUM₹512 Cr
Min SIP₹500
Min Lumpsum₹500

Trailing returns (CAGR)

1W1M3M6M1Y3Y5Y10Y
-0.61%+3.93%-3.29%+23.60%+54.36%+34.28%+24.52%+16.63%

🎯 OnePaisa Verdict

7.8/ 10
Good

Breakdown

  • Returns10/10
  • Consistency6/10
  • Risk8/10
  • Cost7/10
  • Size6/10
  • Top quartile performer — ranked #2 of 18 in category
  • Strong risk-adjusted returns — Sharpe ratio 1.56
  • Beats category average by 43.0% (1Y)

💡 Ratings are not guarantees. Past performance does not predict future results.

SIP Returns

Simulated ₹10,000/month systematic investment plan, computed from NAV history.

1 Year SIP

+63.06%

₹1.70 L value on ₹1.20 L invested

3 Year SIP

—

Not enough NAV history yet.

5 Year SIP

—

Not enough NAV history yet.

vs Category (Other)

This fund (1Y)

+54.36%

Rank #2 of 18

Category average (1Y)

+11.33%

Quartile Q1 ★ Top 25%

Beats 89% of other funds on 1Y return.

Risk Analysis

  • Std Deviation (1Y)30.64%Very High
  • Max Drawdown (1Y)-24.53%High
  • Sharpe Ratio (1Y)1.56Good
  • Sortino Ratio (1Y)1.43Good

💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.

Calendar Year Returns

+39.86%
2025
+12.35%
2026

🚨 Things to Watch

No red flags detected

This fund scores reasonably across returns, risk, and costs. Always cross-check with your own goals before investing.

📊 SIP Calculator — Quantum Gold Savings Fund Growth Option

Estimated corpus

₹5.91 L

Total invested
₹3.00 L
Estimated gain
₹2.91 L (+97%)
▮ Invested▮ Gains

How it stacks up vs alternatives

  • Fixed Deposit (7%)₹3.60 L
  • Category average (16.0%)₹4.61 L
  • This fund (24.52%)₹5.91 L

⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.

▶Show Advanced Analysis

📈 Risk vs Return

Return 54.4% · Risk (std dev) 30.6%

SweetGrowthSlowAvoidLow riskHigh risk

Growth at a cost

Strong returns but volatile — only for high-risk-tolerance investors.

Sharpe ratio of 1.56 confirms good risk-adjusted returns.

🛡️ Downside Protection

If the broader market falls 20%, this fund is expected to fall about 32.7%.

Based on 1Y max drawdown of -24.5% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.64× market. Below-average protection.

⚠️ Estimate, not a guarantee. Actual market falls vary.

💸 Expense Impact (₹10K/month for 20 years at 12% gross)

  • This fund — Direct (0.60%)₹92.15 L
  • Index fund (0.10%)₹98.57 L
  • Regular plan (~1.50%)₹81.76 L

Choosing this Direct plan over a Regular plan saves about ₹10.39 L. Index fund would still beat it by ₹6.42 L thanks to its lower expense ratio.

Fund information

Scheme category
Other Scheme - FoF Domestic
Benchmark
Domestic Price of Gold
Inception
2011-05-19
Lock-in
None
Plan
Direct
Option
Growth

Data freshness

  • NAV as of: 2026-10-22
  • Metrics calculated: 2026-10-23
  • Source: mfapi.in, AMFI India

NAV trend

See how a SIP grows in this fund

Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.

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