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9 articles found for “cibil”

Credit Cards6 min
Best Credit Card for Beginners in India (2026): Your Complete First-Timer's Guide
New to credit cards? Discover the best beginner credit cards in India for 2026—lifetime free options, low fees, and smart tips to build your credit score from day one.
By Sandhya Rani Chowdary · 9 July 2026
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Credit Cards1 min
Credit Card Against FD — How Fixed-Deposit Cards Work
Secured credit cards in India 2026 — issuers, FD requirements, limit calculation, CIBIL impact, and the path to upgrading to an unsecured card.
By Sandhya Rani Chowdary · 24 May 2026
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Credit Cards1 min
CIBIL vs Experian vs Equifax vs CRIF — India's 4 Credit Bureaus Compared
Why your CIBIL, Experian, and CRIF scores differ — the 4 RBI-licensed bureaus, which lenders use which, and how to read your reports.
By Sandhya Rani Chowdary · 23 May 2026
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Credit Cards1 min
Credit Card Cash Advance — The Most Expensive Money in India
Credit card cash advance fees, interest, and CIBIL impact in India 2026 — why ATM withdrawals from a credit card are 60-80% APR and what to do instead.
By Sandhya Rani Chowdary · 21 May 2026
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Credit Cards1 min
Add-On Credit Cards in India — How They Work & When to Get One
Add-on (supplementary) credit cards in India — who can hold them, joint reward earning, the CIBIL implication, and which issuers offer them free.
By Sandhya Rani Chowdary · 15 May 2026
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Credit Cards1 min
Top 5 Mistakes First-Time Credit Card Users Make in India
Five expensive mistakes new credit-card holders make in India — and the simple habits that protect your CIBIL and your wallet from day one.
By Sandhya Rani Chowdary · 11 May 2026
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Credit Cards1 min
Kotak 811 #DreamDifferent Credit Card Review — Best for Building Credit
Kotak 811 #DreamDifferent Credit Card 2026 review — the lifetime-free secured card built for first-time borrowers and CIBIL-builders.
By Sandhya Rani Chowdary · 8 May 2026
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Credit Cards6 min
Secured vs Unsecured Credit Card: What’s the Difference?
Secured vs unsecured credit cards in India 2026 — how FD-backed cards work, who should get one, and the best secured credit cards for building CIBI…
By Sandhya Rani Chowdary · 18 April 2026
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Credit Cards5 min
How to Close a Credit Card in India (Without Hurting CIBIL)
The step-by-step 2026 guide to closing a credit card in India without damaging your CIBIL score. When to close, when to downgrade, and how to get t…
By Sandhya Rani Chowdary · 16 April 2026
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