Thoughtfully crafted for elevated lifestyles, travel and dining
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8,000 bonus Reward Points on card activation and first successful transaction
Base earn rate
2 Reward Points per ₹100 on all other retail spends
AU Rewardz
| Category | Rate | Cap |
|---|---|---|
| Shopping, Dining, Travel | — | — |
| Insurance, Utility, Telecom | — | — |
Up to 50,000 Reward Points across four milestones in a card anniversary year (₹2.5L → 5,000; ₹5L → 10,000; ₹7.5L → 15,000; ₹10L → 20,000). Fuel and cash transactions are excluded from milestone calculation.
Domestic
16visits / year
International
Not included
Late payment
15% of Total Amount Due (minimum ₹10, maximum ₹1,300)
Air accident
₹50L
Purchase protection
₹25,000
Up to ₹25,000 against damage, theft or fire for 90 days from purchase
Credit liability
₹5L
Additional features
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