VISA
ICICI Emeralde Credit Card
Joining₹12K
Annual₹12K/yr
Reward4%
CreditSuper-premium
- Unlimited domestic + international airport lounge access
- Golf: unlimited rounds at top courses
- Complimentary Taj Epicure membership
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Benefit worth ₹5,000 on card activation, redeemable as a luxury brand voucher or equivalent Reward Points, credited automatically
Base earn rate
1 Reward Point per ₹100 across all merchant categories; 1 Reward Point = ₹1
AU Rewardz
| Category | Rate | Cap |
|---|---|---|
| Travel, Dining, International | — | — |
Domestic
16visits / year
International
Priority Pass—complimentary visits
Late payment
15% of Total Amount Due (minimum ₹10, maximum ₹1,300)
Air accident
₹200L
Purchase protection
₹50,000
Lost card liability
₹0
Credit liability
₹15L
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