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AU Zenith+ Credit Card

The Crowning Symbol Of Success

Annual fee₹4,999Waived on ₹8.0L spend
Rewards1 Reward Point per ₹100 across all merchant categories; 1 Reward Point = ₹1
Forex markup1.0%0.99% on international transactions
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Welcome benefits

worth ₹5,000

Benefit worth ₹5,000 on card activation, redeemable as a luxury brand voucher or equivalent Reward Points, credited automatically

Trigger
Card Activation

Rewards

Base earn rate

1 Reward Point per ₹100 across all merchant categories; 1 Reward Point = ₹1

AU Rewardz

CategoryRateCap
Travel, Dining, International——
  • • Redemption fee: ₹99

Lounge access

Domestic

16visits / year

  • Max 4 per quarter

International

Priority Pass

—complimentary visits

    Fees & charges

    Joining fee
    ₹4,999 + applicable taxes (joining and annual)
    Annual / renewal fee
    ₹4,999 + applicable taxes (joining and annual)
    Annual fee waiver
    ₹8,00,000 net retail spends in the previous card anniversary year (second year onwards)
    Interest-free period
    50 days
    Cash advance fee
    No cash advance fee
    Overlimit fee
    2.5%, min ₹500
    Payment dishonour
    2% of Total Amount Due or ₹500, whichever is higher
    Forex markup
    0.99% on international transactions
    Reward redemption
    ₹99 per redemption
    EMI processing
    1%
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹1,000/cycle
    Duplicate statement
    ₹100
    Duplicate card
    ₹2,500

    Late payment

    15% of Total Amount Due (minimum ₹10, maximum ₹1,300)

    View official MITC →

    Insurance covers

    Air accident

    ₹200L

    Purchase protection

    ₹50,000

    Lost card liability

    ₹0

    Credit liability

    ₹15L

    Features

    ✓ Concierge service

    Additional features

    • Metal credit card

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