What is the annual fee for Bajaj Finserv EMI Credit Card?

The card has zero annual fee and zero joining fee, making it cost-free to own and use indefinitely.

How to apply for Bajaj Finserv EMI Credit Card?

You can apply online through Bajaj Finserv's official website or visit an authorized branch. The issuer will verify your eligibility and process your application within the stated timeframe.

What rewards does Bajaj Finserv EMI Credit Card offer?

Specific reward details like cashback or points are not provided. The card's primary feature is EMI conversion capability — check with Bajaj Finserv for any ongoing promotional benefits.

What are the eligibility criteria for Bajaj Finserv EMI Credit Card?

Eligibility criteria are not specified in the card details. Contact Bajaj Finserv directly or visit their website to confirm income requirements, credit score thresholds, and other qualification standards.

Does Bajaj Finserv EMI Credit Card offer airport lounge access?

Airport lounge benefits are not detailed for this card. Given its focus on EMI flexibility and zero-cost positioning, lounge access is unlikely — verify with the issuer for confirmation.

Is Bajaj Finserv EMI Credit Card worth it?

This card suits those who frequently convert large purchases into installments and want zero annual costs. If you rarely use EMI or prefer cashback-heavy cards, compare alternatives on OnePaisa to match your spending habits.

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Bajaj Finserv EMI Credit Card

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Bajaj Finserv EMI Credit Card

EMI flexibility with zero annual cost

Annual fee₹0

Rewards—

Forex markup—

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹0

View official MITC →

Eligibility

Existing Bajaj Finserv customers with active relationship. Age 21–65. Pre-approved basis.

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Credit Cards

RBL BankRuPay

Bajaj Finserv EMI Credit Card

RuPay

Bajaj Finserv EMI Credit Card

EMI flexibility with zero annual cost

Annual fee₹0

Rewards—

Forex markup—

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹0

View official MITC →

Eligibility

Existing Bajaj Finserv customers with active relationship. Age 21–65. Pre-approved basis.

Bajaj Finserv EMI Credit Card

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