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All Miles Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Everyday rewards without the annual fee burden

Annual fee₹0
Rewards3X Reward Points for every ₹150 you spend.
Forex markup2.5%

Welcome benefits

CashBack equivalent to the first year's fee on initial spending

Type
Cashback
Trigger
Spend ₹15,000 within 90 days

Rewards

Base earn rate

3X Reward Points for every ₹150 you spend.

CategoryDetails
Hotel bookings2X Reward Points for hotel bookings, mobile recharge and shopping.
Mobile recharge2X Reward Points for hotel bookings, mobile recharge and shopping.
Shopping2X Reward Points for hotel bookings, mobile recharge and shopping.
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Lounge access

Domestic

0visits / year

    International

    Not included

    Fees & charges

    Joining fee
    ₹0 (Free)
    Annual / renewal fee
    ₹0
    Annual fee waiver
    Free membership renewal if you spend ₹1,00,000 in a year.
    Interest rate
    Finance charge: 3.49% per month
    Interest-free period
    50 days
    Cash advance fee
    A fee of 2.5%, with a minimum of ₹ 500, is applicable on all cash withdrawals on your card
    Overlimit fee
    2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
    Payment dishonour
    2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
    Forex markup
    2.50%
    DCC markup
    2.50%
    Reward redemption
    ₹99 per redemption
    Fuel surcharge
    1% waiver

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹5,000₹600
    ₹5,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹900
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300

    Eligibility

    The credit limit on the All Miles Credit Card is determined by HDFC Bank based on your individual eligibility, income and credit worthiness.

    Features

    ✓ Contactless✓ Chip & PIN

    Additional features

    • Protection against unauthorised use when you shop with the EMV Chip Card technology
    • One unified platform for managing Credit Cards, Debit Cards, FASTag, and Business Loans
    • Simple, intuitive interface to monitor and manage all your business expenses
    • Effortlessly view and redeem reward points with just a click

    Card management via HDFC Bank Card Management Platform.

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