Doctor's Superia Credit Card

• • Unredeemed Reward Points will expire/ lapse after 2 years of accumulation.
• • Redemption fee: ₹99

1,000 Reward Points as Renewal Benefit every year On annual spends of ₹75,000 or more, get ₹1,000 renewal fee waived off on your HDFC Bank Superia Credit Card.

Joining fee

first year's membership for free by spending ₹15,000 within the first 90 days

Annual / renewal fee

Membership Renewal Fee: ₹1,000 + Applicable Taxes per year

Annual fee waiver

On annual spends of ₹75,000 or more, get ₹1,000 renewal fee waived off on your HDFC Bank Superia Credit Card.

Interest rate

3.75% p.m. (45.00% p.a.)

Interest-free period

50 days

Cash advance fee

A 2.5% fee with a minimum of ₹500 will be applicable on all cash withdrawals from the card.

Overlimit fee

2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).

Payment dishonour

2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹5000 txns, max ₹500/cycle

The documents required to apply for the Doctor's Superia Card include proof of identity (Aadhaar Card, PAN Card), proof of address (latest utility bill, passport), and income proof (latest salary slips for salaried individuals, income tax returns for self-employed individuals).

Card management via PayZapp.

• How to use the Superia Airline Credit?
• What are the benefits of a the Superia Airline Credit Card?
• What is Superia Airline Credit Card?
• Is the Superia Airline Credit Card free?
• How to apply for the Superia Airline Credit Card?