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Doctor's Superia Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Annual fee₹1,000Waived on ₹0.8L spend
Rewards3 Reward Points for every ₹150 spent.
Forex markup3.5%3.5% on all foreign currency transactions

Welcome benefits

1000 Reward Points

Type
Reward Points
Trigger
Joining

Rewards

Base earn rate

3 Reward Points for every ₹150 spent.

CategoryDetails
Dining50% more Reward Points on Dining expenses at select premium restaurants.

Redemption options

Airmiles:1 Reward Point = 0.7 AirMilesAirline vouchers domestic:Save up to ₹8,000 by converting Reward Points into vouchers for domestic airlines.International airlines krisflyer:Redeem Reward Points for AirMiles with 20+ international airlines via KrisFlyer by Singapore Airlines.Rewards catalogue:Use Reward Points for gifts from the exclusive rewards catalogue at the applicable redemption rate.

Cashback categories

PayZapp utility bills, mobile recharges, shopping

  • • Unredeemed Reward Points will expire/ lapse after 2 years of accumulation.
  • • Redemption fee: ₹99

Milestone benefits

  • ₹1,000 renewal fee waived offAnnual
  • 1,000 Reward Points as Renewal Benefit every yearAnnual

Lounge access

International

Priority Pass

—complimentary visits

    Fees & charges

    Joining fee
    first year's membership for free by spending ₹15,000 within the first 90 days
    Annual / renewal fee
    Membership Renewal Fee: ₹1,000 + Applicable Taxes per year
    Annual fee waiver
    On annual spends of ₹75,000 or more, get ₹1,000 renewal fee waived off on your HDFC Bank Superia Credit Card.
    Interest rate
    3.75% p.m. (45.00% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    A 2.5% fee with a minimum of ₹500 will be applicable on all cash withdrawals from the card.
    Overlimit fee
    2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
    Payment dishonour
    2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
    Forex markup
    3.5% on all foreign currency transactions
    DCC markup
    3.50%
    Reward redemption
    ₹99 per redemption
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹500/cycle

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹5,000₹600
    ₹5,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹900
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300

    Insurance covers

    Air accident

    ₹20L

    Fraud liability

    zero liability on lost cards

    Eligibility

    The documents required to apply for the Doctor's Superia Card include proof of identity (Aadhaar Card, PAN Card), proof of address (latest utility bill, passport), and income proof (latest salary slips for salaried individuals, income tax returns for self-employed individuals).

    Features

    ✓ Chip & PIN

    Additional features

    • EMV Chip Card technology
    • Card management and controls via unified platform
    • Spends tracking
    • Swipe to Pay on PayZapp

    Card management via PayZapp.

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