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TravelMidVisaMastercard✦ InterMiles

Intermiles Platinum Credit Card

Frequent flyers earn miles faster, lounge complimentary included

Annual fee₹0
RewardsEarn 4 InterMiles for every ₹150 spent on retail purchases.
Forex markup3.5%3.5% on all foreign currency transactions
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Welcome benefits

Up to 3,000 bonus InterMiles + ₹500 flight discount vouchers + ₹1,000 hotel discount vouchers for the first year

Type
Miles Vouchers
Trigger
Tiered Spend
Partner
InterMiles

Rewards

Base earn rate

Earn 4 InterMiles for every ₹150 spent on retail purchases.

InterMiles

Excludes: Cash Advance, Fuel, Emi, Ewallet Load, Fees

CategoryDetails
Flight bookings8 InterMiles on every ₹150 spent on every flight ticket booked here
Hotel bookings8 InterMiles on every ₹150 spent on every Hotel
Etihad airways2.5X InterMiles for Etihad Airways tickets booked on https://flights.intermiles.com
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Milestone benefits

  • 1,500 InterMiles on spends of ₹3,000
  • 1,500 InterMiles on spends of ₹50,000

Lounge access

Domestic

8visits / year

  • Max 2 per quarter
VISA Lounge ProgramMasterCard Lounge Program

International

Not included

Fees & charges

Joining fee
₹0 (Free)
Annual / renewal fee
₹0
Annual fee waiver
Renewal fee waiver on spending ₹2.5lakh within 12 months from card setup/ renewal date. *In case of a fee waiver, the member will not receive flight/hotel discount vouchers.
Interest rate
Revolving credit at a nominal interest rate of 3.6% per month, effective September 01, 2020.
Interest-free period
50 days
Cash advance fee
Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

Zero cost liability on fraudulent transactions upon reporting it immediately to our 24-hour call centre.

Eligibility

Age
18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

  • Single Interface - One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking - Simple interface to track all your spends
  • Reward Points - View and redeem points at the push of a button
  • Safe transactions at any chip-enabled POS or swipe your card at any non-chip POS

No rewards on

Cash Advance · Fuel · Emi · Ewallet Load · Fees · Insurance Over Cap

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